Group Life Insurance
Group Disability Insurance
- Long-Term Group Disability Insurance (LTD) typically insures an employee for a long period of time (5, 10, 15, or 20 years and sometimes to age 65) depending upon the employees choice. The elimination period on a LTD policy is typical 30, 60 80 or 180 days, depending upon the employees’ choice.
- Short Term Disability Insurance (STDI) typically insures an employee for a short term period of time such as 1, 3 or 5 years) and is less expensive to both the employer and employee and has a brief elimination period (typically 15 or 30 days).
Business Owners Policy Insurance
- General Liability
- Property Insurance
General Liability Insurance
- property damage
- bodily injury
- personal injury
- data loss, etc
However, it is important to note that general liability insurance will not protect your company from everything. You will also need to consider claims of negligence, regardless of who is at fault.
Professional Liability Insurance
Commercial Auto Insurance
- Medical bills
- Damaged property
Commercial auto insurance provides financial coverage if your business is employing its own vehicles, you are using your personal car for the business, or you are utilizing a fleet of vehicles for your company. Please contact Christian Insurance Services at (830) 515-5430 for more information regarding commercial auto insurance and finding the right coverage options for your business.
Workers Compensation Insurance
Group Health Insurance
Many employers also offer important ancillary coverages to their group health plans such as:
- Group Dental
- Group Vision
- Group Catastrophic Accident and Cancer Plans